Katia Iervasi | Source | Insurance Writer at finder.com

Featured in/quotes
https://walletsquirrel.com/much-pay-health-dont-insurance/
https://bestcompany.com/life-insurance/blog/why-premium-high-underwriting
https://bestcompany.com/life-insurance/blog/best-way-to-buy-life-insurance-insurer-agency-online
"Each insurer has different underwriting guidelines, and rates can vary wildly. To score the lowest rate, compare a bunch of term life insurance quotes," says Katia Iervasi, an insurance writer at Finder.com."
https://www.fa-mag.com/news/more-states-mandating-forgiveness-on-life-insurance-premiums-54970.html
“The coronavirus has affected the lives of millions of Americans — and life insurance companies are well aware of its financial impact. As a result, most insurers have relaxed their guidelines for premium payments by extending due dates, waiving late fees, and offering flexible payment plans.

What’s more, we contacted each state insurance department and found many have mandated that life insurance companies help policyholders in financial hardship. This means insurers are legally obligated to do whatever they can to help you hold onto your policy.

In a nutshell? If you can’t pay your premium within the grace period, you might not lose your coverage — but it’s a good idea to contact your insurer ASAP to discuss your options.“

https://www.forbes.com/sites/michellebruton/2020/04/28/financial-ramifications-of-coronavirus-canceling-tokyo-olympics-would-be-massive/#7e62da16772a
"Most insurers categorized the COVID-19 pandemic as a “known peril” between January 22 and 24 this year, explains Katia Iervasi, insurance expert at Finder.com. “If you bought [a policy] after that date, your policy probably has an exclusion for the pandemic—which means you won’t see any money,” Iervasi says."
https://www.ftadviser.com/protection/2020/05/12/support-services-provide-balm-amid-coronavirus-crisis/?page=2
“During a global health crisis like the coronavirus, it’s natural to think about financial planning and how you can protect yourself and your family. Fortunately, the guidelines about life insurance are pretty clear cut. Unlike travel insurance, there isn’t a ‘pandemic’ exclusion for life insurance. “In plain English, this means that if you already have a policy and continue paying your premiums on time, your loved ones will get a payout if you die from the coronavirus.”