Kevin Estes, CFP®, MBA | Source | Founder and Financial Planner at Scaled Finance, LLC

Kevin Estes, CFP®, MBA

Founder and Financial Planner at Scaled Finance, LLC
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Kevin Estes, CFP®, MBA is an hourly financial planner helping T-Mobile employees and their families live their best lives. He recevived a certificate in financial planning from Boston University, an MBA from the University of Notre Dame, and a B.A. in Economics and Political Science from UCLA. Before becoming a personal financial planner, he worked in T-Mobile's Financial Planning & Analysis department for nine years. He also worked at Amazon, Sam's Club, Coldwater Creek, AutoZone, The Federal Reserve Bank of Chicago, and ZS Associates.

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  • Yahoo Finance
    “Social Security retirement benefits are determined based on various factors,” said Kevin Estes, financial planner and founder of Scaled Finance. “To verify your eligibility, please visit ssa.gov/myaccount and log in.”

    “Opting to start benefits at age 62 can reduce your monthly payment by up to 30%,” Estes said. “On the other hand, each year you delay benefits beyond full retirement age (currently age 66 to 67) increases your monthly benefit by 8%. This increase is in addition to the annual cost-of-living adjustment for inflation. Waiting until age 70 would be like receiving a raise of 24% or more for the rest of your life compared with starting at age 67.”...

  • Yahoo Finance
    “Americans build wealth by spending less than they earn and investing the rest. It’s a virtuous cycle. More investments lead to higher income, which increases saving and restarts the cycle,” said Kevin Estes, a financial planner and the founder of Scaled Finance.

  • U.S. News & World Report
    "Gen X is saddled with heavier student loans than their parents. This debt has severely restricted cash flow and delayed life decisions like buying a home and having children," said Kevin Estes, founder and financial planner at Scaled Finance in Bellevue, Washington, in an email.

    There are still more challenges, Estes noted.

    "Housing prices have grown faster than income for decades. Homes are generally less affordable for Gen X than they were for baby boomers," he said.

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