Kevin King, Vice President, Credit Risk and Marketing Strategy, has nearly 15 years of experience in alternative credit data and risk analytics, having served in a variety of strategic and leadership roles at LexisNexis Risk Solutions, and formerly at ID Analytics. In each of these roles, King has focused on providing financial services and telecommunications companies with a more complete view into consumer credit worthiness, enabling enterprises to expand financial inclusion and refine lending decisions across every consumer segment. A driving force in the industry for credit thought leadership, he has authored numerous whitepapers on a range of topics spanning credit and identity risk and routinely speaks on these topics at industry events. King holds a B.A. from the University of Colorado.
After a challenging 2020, lenders entered 2021 clearly hoping to return to pre-pandemic levels. Less clear was whether consumer appetite for borrowing would rebound in a similar fashion. Credit seeking is up this year, but it has hardly been a return to normal. In examining the first two quarters of 2021, borrowers seem to share lenders’