Kevin Ryan | Source | CFO at Better.com

Kevin anticipates the Fed will hold rates steady, with mortgage rates unlikely to drop sharply without a broader economic shift. He advises buyers to get pre-approved now, as demand may surge if rates fall. "The biggest mistake I see buyers make is holding off completely, waiting for rates to drop," Kevin warns.

Kevin provides advice on comparing home equity loan options, choosing between HELOCs and traditional loans, and using technology for faster approvals. He offers strategies for securing competitive terms amid rate volatility, saying, "Consumers can benefit from understanding rates, fees, and draw periods."

Kevin highlights the impact of Federal Reserve policy and housing supply constraints on mortgage rates. He advises homebuyers to consider these factors and notes the evolving demand for home equity products. Kevin is available for further commentary on how these elements influence homebuying trends.