Kimberly Palmer

Personal Finance Expert at NerdWallet and 4 other companies
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Kimberly Palmer is a personal finance expert at NerdWallet. She is also the author of three books about money: "Smart Mom, Rich Mom," "The Economy of You" and “Generation Earn.” Kimberly's work also appears at NerdWallet Canada.

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  • There are actually a lot of benefits to using credit cards to buy gifts as long as you pay off your balance every month.

  • Despite having the word “platinum” appear prominently on the card, the Green Dot Visa® Secured Credit Card doesn’t offer extra perks befitting its fancier appearance. In fact, compared with the other two options, its interest rate is significantly higher. The ongoing APR is 19.99%.

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