Kimberly Palmer is a personal finance expert at NerdWallet. She is also the author of three books about money: "Smart Mom, Rich Mom," "The Economy of You" and “Generation Earn.” Kimberly's work also appears at NerdWallet Canada.
There are actually a lot of benefits to using credit cards to buy gifts as long as you pay off your balance every month.
Despite having the word “platinum” appear prominently on the card, the Green Dot Visa® Secured Credit Card doesn’t offer extra perks befitting its fancier appearance. In fact, compared with the other two options, its interest rate is significantly higher. The ongoing APR is 19.99%.