Krishna is a former Founder and CEO of Global Analytics (aka GAIN Credit) and Managing Director of Lending Stream, a leading fintech company which focuses on serving underbanked consumers in the UK. GAIN Credit, with its subsidiary Lending Stream, is one of the largest consumer installment lenders in the U.K. Krishna was also responsible for revamping the underwriting of Kabbage for small business lending, integrating AI and helping raise Kabbage’s valuation to unicorn status. Prior to that, Krishna invented FICO’s Falcon fraud detection system and led a team of 100+ people to create what became the industry standard in credit card fraud detection.
Applied Data Finance, LLC (ADF), a leading technology-enabled lender and asset manager, today announced it has originated* more than $1 billion in loa
We’ve been able to disrupt traditional lending thanks to our ability to generate crystal-clear snapshots of customers’ true credit situation, our incredible team, and a business model built on the simple idea that we only succeed when our customers do. We’re proud to serve underestimated Americans with responsible financial products and we look forward to leveraging our strengths to grow our market share across the credit spectrum.