Kristyn Carmichael | Source | Professional Mediator, Family Attorney, Certified Divorce Financial Analyst ...
Kristyn Carmichael
Kristyn is a licensed Arizona attorney, professional mediator, and Certified Divorce Financial Analysts (CDA) that specializes in helping couples reach mutually agreeable solutions during their divorce or prenuptial process. She is the preeminent prenuptial mediator in Arizona, and likes to say she "bookends" her client's marriages, helping them keep their conflict low and reach creative solutions for their specific needs. When she is not working with her clients, Kristyn acts as Training Director and adjunct at Arizona State University College of Law, with a focus on conflict resolution and family law trainings.
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Couples Solutions Center (http://www.couplessolutionscenter.com)
Professional Mediator, Family Attorney, Certified Divorce Financial Analyst
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If You’re Broke, Do You Still Need a Prenup Before Marriage? Suze Orman Says Yes
Divorce is rampant in the U.S., and heartbreaking as it may be on a personal level, it can also be a financial devastation for one or even both parties involved. Learn More: Suze Orman: Parents, Get...
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10 worst US states to raise a family
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Covenant Marriage: A Traditional Approach with Modern Challenges
Kristyn explains that covenant marriage aims to "lock" couples into marriage through premarital counseling and declarations. While it encourages commitment, it may trap individuals in unsafe situations. She notes its rise due to social concerns but doubts its expansion as younger generations shift views. In Arizona, divorce requires proving specific grounds unless mutually agreed upon. -
Navigating Divorce: Managing Mortgages and Shared Homes
Kristyn explains that if one spouse retains the home, "refinancing or assumption are key options." If negotiation fails, courts may order a sale. Selling post-divorce allows for professional guidance. Retaining a home offers security, especially for children, but affordability is crucial. In Phoenix, 95% of divorcing clients face real estate decisions. -
Understanding QDRO: A Key Tool in Divorce Financial Planning
Kristyn highlights that a QDRO is essential for dividing retirement accounts during divorce without incurring taxes or penalties. It applies to accounts like 401(k)s and pensions. She warns that vague divorce decrees can cause conflicts and advises dividing accounts promptly post-divorce to avoid complications. A QDRO ensures a clean financial separation, safeguarding each party's financial future.
