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Kyle Kamrooz

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Kyle Kamrooz is the founder and CEO of Bonus Homes, a
groundbreaking platform redefining how Americans build
generational wealth through homeownership.
Prior to founding Bonus Homes, Kyle spent nearly two decades inthe real estate ecosystem. By the age of 25, Kyle had already builtone of the largest direct-to-consumer mortgage lending companies in California. By 27, he built a 50 state national lender that processed over $7 billion in loans annually and employed more than 800 people across all 50 states. Seeing the clunkiness in the mortgage and real estate process, Kyle developed a technology that would become Cloudvirga™, a ground breaking technology that turned the paper intensive home loan process digital. Cloudvirga quickly earned the trust of the country’s largest lenders, and set new industry standards with its cutting-edge digital processes that made getting a loan easy and less costly. The platform saw over 1 million consumers and in 2020,processed over $300B in loan volume. In 2021, Kyle sold Cloudvirga to Stewart Title, one of the world’s largest publicly traded title insurance companies, cementing its impact on the industry. Kyle’s influence extends beyond his entrepreneurial ventures. A former member of Fannie Mae’s Technology Advisory Board, he helped shape policy as an active leader within the Mortgage Bankers Association (MBA), serving on critical committees such as Loan Production, Legal and Regulatory Compliance, and State Legislative& Regulatory Affairs. After his success as a technology founder with a notable exit, Kyle turned his focus toward giving back to the entrepreneurial community. Recognizing the challenges founders face, he created a venture fund, “Operate” to support and invest in promising startups, betting on the visionaries behind them. To date, he has invested in over 30 companies, helping to launch and nurture the next generation of disruptors. Bonus Homes is, without question, Kyle’s proudest achievement, knowing the profound impact it will have on countless futures. A relentless innovator, he is driven to continue reshaping the landscape of real estate finance, sharing his knowledge to inspire others to embrace modern technology and creative solutions to address the nation’s housing challenges, unlock mobility, and empower homeowners to build wealth in ways previously unimaginable .A frequent speaker at industry events, Kyle’s vision for transforming the real estate industry has been featured in such publications as TechCrunch, The Huffington Post and Housing Wire.