Kyle Westhaver, CFP, CIM | Source | Financial Advisor at Nicola Wealth

If all else fails, you’re going to have to ask for help. If your landlord has a heart, he or she may pity you and give you a break. Many in Toronto have already indicated that they’re willing to work with tenants on deferrals. Going the extra step of laying out your budget, step-by-step, and showing them that CERB payments aren’t going to cut it would strengthen your case.

What I’ve seen some people do is they know they’re not going to be working so they’ve decided to pack up and drive back to the East Coast and move in with their parents.