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Laura Adams

Financial Spokesperson | Money & Business Expert | Award-Winning Author at Laura D. Adams and 5 other companies
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Laura Adams is an award-winning financial author, podcaster & spokesperson. She is a frequent media source who's been featured on major news outlets including NBC, CBS, ABC FOX, Bloomberg, NPR, The New York Times, Money, Kiplinger and Forbes. She earned an MBA from the University of Florida.

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  • Investing in Your 40s: Expert Tips for Late Starters
    Laura advises starting with small, regular contributions to a retirement account like an IRA. She suggests investing in index funds, such as the S&P 500, which has averaged a 12% return since 1980. This approach offers broad market exposure and reduced risk, making it ideal for new investors.
  • Expert Tips on Navigating Unsecured Debt: Insights from Laura Adams
    Laura advises considering repayment terms and interest rates when pursuing unsecured debt. For those with fair credit, improving credit scores can secure better rates. Unsecured loans are easier for smaller amounts. Struggling with payments? Refinancing or discussing options with lenders can help. Beware of excessive debt, as it may increase financial stress and hinder future savings.
  • Expert Insights: Navigating the Best Ways to Sell Your House
    Laura explains the pros and cons of six home-selling methods. Traditional agents offer expertise but charge high fees. Discount agents save costs but limit services. FSBO saves commission but lacks support. Cash buyers and iBuyers offer quick sales but may undervalue your home. Flat Fee MLS provides exposure but lacks full-service expertise.
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  • In general, economists believe that the higher-than-normal prices of goods and services we’re seeing now will be temporary. The idea is that when the economy fully reopens, and manufacturing and shipping delays get resolved, we should see the inflation rate drop to pre-pandemic levels.

  • Americans who are struggling financially are already feeling the pinch of inflation where they spend money every day, such as grocery stores, gas stations, and big box retailers. Many experts believe that inflation is actually much higher than what the official CPI indicates.

  • It’s possible that another wave of COVID-19 cases could keep some potential US sellers from putting their homes up for sale, creating an even more competitive marketplace for buyers. However, the vaccines, which have been effective at preventing severe COVID-19 cases, are being administered by the millions every day. That should give most sellers the confidence to move forward with a real estate transaction. Unless we see an unusually high spike in COVID-19 cases or a variant that threatens the efficacy of the vaccines, we aren’t likely to see much change in the housing market this year.

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