Leslie Tayne | Source | Founder and Head Attorney at Tayne Law Group
Leslie Tayne
Leslie H. Tayne is a leading personal finance authority and award-winning debt relief attorney. She provides expert finance, credit, and debt-related commentary and is a frequent guest on radio shows and podcasts. From taking on national banks in the courtroom to writing her book, “Life and Debt,” Leslie uses her expertise and experience to shed light on an often scary subject.
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Tayne Law Group (https://attorney-newyork.com/)
Founder and Head Attorney
started Jan 2001
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What a Change in Interest Rates Mean for Your Credit Cards
It's unlikely that the Federal Reserve will cut rates this summer, so prioritize paying off your credit card debt.
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Tips on how to put your tax refund money to good use: 7 On Your Side
The good news is the average tax refund issued by the IRS this year was $3,182, about 5 % higher than last year.
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Here’s how many millions the IRS owes New Yorkers over failed tax- return filings
If 50,000 New Yorkers don’t act quickly, they will lose $61 million — or a median potential $1,029 — in refunds for 2020 from the Internal Revenue Service.
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Expert Tips on Personal Loans for Debt Consolidation
Leslie advises ensuring lower interest rates when consolidating high-interest debt. "Watch for hidden fees and assess your budget." Longer-term loans may lower payments but extend debt duration. Seek lenders without origination fees, which range from 1% to 8%. Balance transfers can save interest but require a solid repayment plan and awareness of credit score impacts. -
Navigating Private Student Loan Defaults: Expert Insights
Leslie explains that defaulting occurs when payments are missed for 3-6 months, impacting credit scores. Unlike federal loans, private loans lack flexible repayment options. To resolve defaults, borrowers should contact lenders, explore settlements, and consider refinancing if credit allows. Legal protections are limited, but the FDCPA offers some relief. Leslie emphasizes seeking professional help to navigate these challenges. -
Balance Transfers vs. Personal Loans: Expert Weighs In
Leslie explains, “Balance transfer cards offer 0% APR for a limited time, ideal for smaller debts.” Personal loans suit larger debts with lower rates. Both need good credit. Key pitfalls include ignoring fine print and fees. Mark balance transfer end dates and watch for loan fees. Choose based on debt size and repayment ability.
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Leslie H. Tayne, Esq., is a highly accomplished financial attorney with over two decades of experience in consumer and business financial debt solutions. As the founder and head attorney of Tayne Law Group, P.C., a premier law firm headquartered in New York, Leslie has earned a reputation as an award-winning leader in her field. She is also the author of the acclaimed book, Life & Debt.
As a successful entrepreneur and small business owner, Leslie has built her firm from the ground up, overseeing all aspects of business growth, including marketing, accounting, and community relations. Her expertise has made her a highly sought-after speaker and media personality. Leslie has provided valuable insights and strategies on debt, personal finance, and small business ownership to major outlets such as The Huffington Post, Yahoo Finance, U.S. News and World Report, and MSN.
