Be brutal, yes, but also be kind to yourself. If a video-streaming service like Netflix is the only way you're getting entertainment in quarantine, consider keeping it.
If you have some extra capital, you have a long-time horizon and it’s consistent with your investment objective, this may be something that you may want to consider.
Learn more about the world so you are less likely to believe in just anything. Take a money-saving course at a local bank or research topics before a purchase, such as applying for a car loan. Hire a financial adviser to give you guidance. Learn to say no if something doesn’t feel right.