Maria Izabella | Source | Global Manager at Financer.com

Maria advises gathering necessary documents early and staying informed on tax law changes. "Maximize deductions and contribute to tax-advantaged accounts." For financial priorities, build a $1,000 emergency fund before tackling high-interest credit card debt. In a high-rate environment, consider Treasury, Corporate, and Municipal Bonds, or Certificates of Deposit for steady returns and lower volatility.

Maria notes that TikTok's ban could "disrupt the flow of information" and community building in crypto, possibly slowing adoption. However, she believes the crypto community will adapt by shifting to alternative platforms. Maria predicts a temporary decline in cryptocurrencies, especially BTC, but expects recovery as the community adjusts.