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Mark J. Higgins, CFA, CFP®

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  • Retirees: Enjoy Your Savings Without Fear of Going Broke
    Mark explains that retirees often overestimate short-term financial impacts. He advises studying financial history to understand market resilience. "People who spend less than they can afford often do so because they fear the permanence of inevitable financial shocks." By recognizing that financial shocks are not permanent, retirees can spend confidently and enjoy their savings.