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Matthew Ricci

Home Loan Specialist at Churchill Mortgage
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Matthew Ricci is a home loan specialist with over fifteen years of experience in operation and home mortgage lending. He has a high aptitude in business development, lending operations, underwriting, and customer experience. He has an average annual residential sales volume $30M - $35M.

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  • Mortgage Expert Weighs in on Adjustable-Rate Mortgages in 2024
    Matthew explains that ARMs' bad reputation from 2008 is somewhat unfair. He notes, "ARMs are beneficial when interest rates are expected to decline." However, he cautions that ARMs carry long-term risks and are best suited for financially savvy consumers with strong exit strategies and a good understanding of economic conditions.
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  • In many markets, “if you see a house on a Tuesday you like, you more than likely have to put in an offer by Thursday morning at an elevated price,” said Matthew Ricci, a home-loan specialist at Churchill Mortgage in Cranston, R.I. “The overall theme in most of those areas is still limited inventory.”