Mayra Rodriguez Valladares | Source | Managing Principal at MRV Associates
Mayra Rodriguez Valladares
MRV Associates is dedicated to providing clients high quality financial consulting, research, and training services on Basel III, Dodd-Frank, risk management, risk based supervision, capital markets, and financial derivatives. MRV Associates has extensive global experience and has led successful projects in the financial and energy sectors in over twenty countries in English, Russian, and Spanish.
Mayra Rodríguez Valladares is Managing Principal of MRV Associates. She is a graduate of Harvard and Radcliffe Colleges, The Wharton School, and The Lauder Institute of the University of Pennsylvania. She was also a Raoul Wallenberg Fellow at The Hebrew University of Jerusalem. She is a highly motivated business professional, who has twenty five years of financial regulatory and capital, foreign exchange, and energy markets experience at the Federal Reserve Bank of New York, JP Morgan, BTAlex.Brown, and as a financial consultant and trainer. She has published over 200 articles in publications such as American Banker, Bloomberg’s Financial Regulatory Brief, Forbes, The Hill, The New York Times, Russian Petroleum, and World Oil.
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MRV Associates, LLC
Managing Principal, MRV Associates -
MRV Associates (http://www.MRVAssociates.com)
Managing Principal
started Aug 1998
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Record Earnings, Good Economy—So Why Are the Big Banks Cutting Back?
Cost structures and non-bank competition are at least partially to blame. But it's complicated.
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The Bank Of Russia Is Desperately Trying To Prevent A Run On Banks
Lowering reserves for Russian banks is a clear sign that Russian banks’ liquidity is decreasing. I am not counting on all Russian banks being open for business by the end of the week.
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From Ruble To Rubble
Putin's war is bringing the Russian economy to its knees. Part of his ruthless legacy will be that of leaving a rubble of an economy.
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Trump's Tariffs: A Looming Threat to Middle-Class Finances
Mayra warns that "tariffs are inflationary," impacting consumer goods like Asian toys. The erratic nature of these policies creates budgeting challenges. Inflation keeps loan rates high, affecting credit cards and mortgages. Southern and Midwest states, along with sectors like consumer goods, autos, and construction, are hardest hit. Mayra advises careful expense monitoring and urges consumers to lobby representatives to reduce tariff-induced chaos. -
Trump's Tariff Policies: A Recession Warning from Financial Expert
Mayra warns that Trump's "erratic tariff policies" threaten economic stability, with rising bond yields and increased bank credit provisions signaling a recession. She advises consumers to be cautious with spending and diversify investments. The belief that American consumers will always sustain the economy is challenged, as tariffs drive inflation and reduce spending. -
California's Insurance Crisis: Unpredictable Climate Change Challenges
Mayra explains that California faces insurability issues due to "unpredictable climate change and extreme weather." Insurance companies struggle to price policies accurately, balancing between attracting business and covering risks. This uncertainty makes it difficult for consumers and businesses to afford policies, exacerbating the insurance crisis in the state.
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The banks have known for a while that this day was coming; they got so beat up during the financial crisis, and all these non-banks didn’t have the same regulations to comply with. From 2008 to now, there has been unbelievable, explosive growth by all these non-banks, and what that means is banks now have to be leaner and meaner.
