Melanie Musson | Source | Clearsurance.com
Melanie Musson
Melanie Musson, a published insurance and finance expert, is the fourth generation in her family to work in the insurance industry. Over the past two decades, she has gained in-depth knowledge of state-specific insurance laws and how insurance fits into every person’s life, from budgets to coverage levels. She specializes in the auto industry, real estate, home security, consumer analyses, investing, and finance.
She's passionate about communicating to help others better their lives, protect their finances, and build their wealth.
In her free time, she loves nothing more than spending time outdoors with her husband and six kids, camping, hiking, and skiing in the mountains surrounding her home.
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How Overspending on Holiday Decor Is Jeopardizing Your Emergency Fund - NewsBreak
If you think you can't possibly save up for an emergency fund -- look at your holiday decor spending -- and think again. Learn More: 5 'Necessities' Frugal People Don't Buy, According to Frugal Living...
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10 Things Boomers Won’t Be Able To Afford In Less Than A Decade
The baby boomer generation is not getting any younger and despite being senior citizens, they might not be getting all the discounts they'd hoped for at this age. In fact, over the course of the next...
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6 Money Moves Boomers Should Make Before Buying a New Car
Buying a car is a bit different for boomers.
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Deciding When to Splurge: Expert Tips for Financially Savvy Celebrations
Melanie advises that the best time to splurge depends on personal preference. Whether during big sales or on special occasions, the key is to fit splurges into your budget. Saving for these moments ensures they don't lead to debt. "Your budget should reflect your goals and desires," allowing for both special days and deals. -
Early Social Security Claiming: A Strategic Financial Move?
Melanie suggests that claiming Social Security early can provide financial relief, especially in high-inflation economies. It allows retirees to invest benefits, supplement part-time income, and cover healthcare costs before Medicare. For those with lower life expectancy, early claiming ensures benefits are utilized. Strategic early claiming can protect retirement assets and offer peace of mind during economic uncertainty. -
Unlocking Investment Potential: Tips for Budget-Conscious Savers
Melanie advises prioritizing investments by eliminating discretionary spending and splitting expenses. Cancel unused subscriptions and opt for cost-effective alternatives. For those with debt, focus on paying high-interest debt first. Remember, you don't need a lot of money to start investing; even small amounts can build financial success. Investing is possible before achieving other financial milestones.
