Melanie Musson | Source | Insurance & Finance Expert at Clearsurance.com
Melanie Musson
Melanie Musson, a published insurance and finance expert, is the fourth generation in her family to work in the insurance industry. Over the past two decades, she has gained in-depth knowledge of state-specific insurance laws and how insurance fits into every person’s life, from budgets to coverage levels. She specializes in the auto industry, real estate, home security, consumer analyses, investing, and finance.
She's passionate about communicating to help others better their lives, protect their finances, and build their wealth.
In her free time, she loves nothing more than spending time outdoors with her husband and six kids, camping, hiking, and skiing in the mountains surrounding her home.
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Clearsurance.com
Insurance & Finance Expert
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How Overspending on Holiday Decor Is Jeopardizing Your Emergency Fund - NewsBreak
If you think you can't possibly save up for an emergency fund -- look at your holiday decor spending -- and think again. Learn More: 5 'Necessities' Frugal People Don't Buy, According to Frugal Living...
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10 Things Boomers Won’t Be Able To Afford In Less Than A Decade
The baby boomer generation is not getting any younger and despite being senior citizens, they might not be getting all the discounts they'd hoped for at this age. In fact, over the course of the next...
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6 Money Moves Boomers Should Make Before Buying a New Car
Buying a car is a bit different for boomers.
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Understanding Renters Insurance Coverage for Storage Units
Melanie explains that renters insurance generally covers belongings in storage units, but often with limits. For instance, a $30K policy might only cover $3,000 for storage items. Additional coverage options include rental coverage from storage facilities or higher limits from your insurance provider. -
What to Do When Your Parked Car Gets Hit: Expert Advice
Melanie advises documenting the incident, filing a police report, and contacting your insurer. She notes, "Uninsured property damage or collision insurance may cover repairs." Filing a claim could increase your premiums, as it indicates higher risk based on location or parking habits. -
Rebuilding After a Home Fire: What Homeowners Need to Know
Melanie explains, “Rebuilding will often take about a year, longer in disaster areas.” Filing claims may take 1-3 weeks, with months for payout. Engineering assessments and permitting can take several months. Debris removal and safety checks could last a month. Insurers often cover temporary housing, adding urgency to the rebuild.
