Melissa Cid | Source | Consumer Savings Expert at MySavings.com

Melissa highlights Citi Strata Elite's unique benefits, including "Priority Pass lounge access with two free guests" and American Airlines point transfers. Ideal for families, it offers 6x points on weekend dining and four annual American Airlines lounge passes for up to three kids. With perks like a $200 splurge credit, the card's $595 fee is justified for frequent travelers.

Melissa highlights the card's potential $1,500 first-year value, especially for American Airlines travelers. Despite a steep $595 annual fee, benefits like lounge access and 6x dining points make it appealing. She advises evaluating if the perks justify the cost and comparing it with existing cards. Families traveling with American Airlines and frequent diners may find it particularly beneficial.

Melissa suggests targeting Amazon devices and name-brand clothing for top deals. "Avoid small kitchen appliances until Black Friday," she advises. Use price trackers to verify discounts and be cautious with off-brand products. "Make a list to avoid impulse buys," Melissa recommends, ensuring a focused shopping experience during the sale.