Melissa Cohn

Regional Vice President, William Raveis Mortgage at William Raveis
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A pioneer in the mortgage industry for more than 35 years, Melissa Cohn began her career with CitiMortgage before launching her own successful mortgage company, The Manhattan Mortgage Company, in 1985. As one of the very first independent mortgage brokers, Ms. Cohn was able to exponentially grow her business into the #1 residential mortgage broker on the East Coast with more than $5 billion in annual volume. In 2020, she joined William Raveis Mortgage, where she is currently a top originator in the company. Her expertise and insights are regularly featured in press, including The Wall Street Journal, Forbes, Bloomberg, CNBC/Acorns and Mansion Global.

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  • If you have a lot of equity, the cheapest way to borrow money for a renovation is to do a cash-out refinancing. Banks will generally lend up to 75% of the value of a home. For homeowners with less than 25% equity, a Heloc may be the only option. Fees can range from $3,000 to $4,000, plus the cost of title, applicable taxes and recording fees. Refinances can take more than two months to close, making them unsuitable for emergency repairs.

    23 April 2021
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