Melissa Sotudeh | Source | Wealth Advisor at Halpern Financial

Pay off your highest-interest debt. Lower-interest debt, as on a mortgage or vehicle, shouldn't be as much of a concern as long as your total debt remains under about 30 percent of your take-home pay.

You always want to think about where your money is working the hardest.

If you label yourself as ‘not good with money’, or ‘I’m not the type of person that has money,’ then guess what, you will not be. Reinvent your image of yourself in regards to money, and then become that person.