Michael Douglas | Source | Head of Dealer Services at Chase Auto at JPMorgan Chase & Co.

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Michael Douglas

Head of Dealer Services at Chase Auto at JPMorgan Chase & Co.
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Michael Douglas is the Managing Director and Head of Dealer Operations & Credit for Chase Auto, bringing over 20 years of accomplished experience in financial services and sales. His multifaceted expertise ranges from Automotive Finance and Commercial Lending to Manufacturer Relationships and Multi-State P&L Accountability. Douglas can provide valuable insights on auto buying and selling trends, consumer advice, and car lending.

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  • 2025 Car Prices: Expert Insights on Rising Costs and Buying Tips
    Michael highlights factors like "supply chain disruptions, demand, and inflation" driving car prices up. He notes longer loan terms, up to 84 months, are common as buyers seek affordability. For 2025, he advises researching models, negotiating prices, and considering certified pre-owned options. Look for manufacturer incentives and secure financing in advance to manage costs effectively.
  • Navigating Auto Loans with Bad Credit: Expert Tips from Chase Auto
    Michael advises checking your credit score, considering a co-signer, and shopping around for lenders. He warns, “Be cautious of high-interest rates and scams.” A larger down payment and pre-approval can help. Focus on interest rates, loan terms, and total costs. Avoid predatory lenders and ensure monthly payments fit your budget.
  • Expert Tips on Securing a Car Loan from Chase Auto Leaders
    Michael advises that "a higher down payment can secure better loan terms and lower overall costs." Anuj suggests getting prequalified to understand your borrowing capacity without affecting your credit score. If denied a loan, Michael recommends considering a co-signer, saving for a down payment, or building your credit history to improve your chances.