Michele Bodda | Source | President of Experian Mortgage, Employer Services & Verification Solutions at...

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Michele Bodda

President of Experian Mortgage, Employer Services & Verification Solutions at Experian
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Michele Bodda is President of Experian Mortgage, Experian Employer Services and Experian Verification Solutions. Michele is an entrepreneur within a large organization with repeated success establishing new businesses by focusing on the consumer, and empowering high performing teams. A committed champion of diversity, inclusion and belonging, Michele is an executive member of Experian’s Power of You Council as well as the Executive Sponsor for the Experian North America Pride Network.

Michele joined Experian in 1998 in consumer credit customer service. She has held progressive roles in executive leadership, strategy, sales leadership, product management, marketing, sales support, customer service, and new business development. Michele currently leads:

• Experian Mortgage, helping leading mortgage stakeholders unlock the modern mortgage through data, analytics, and empowered consumers. Experian Employer Services, serving employers with deep expertise, unmatched flexibility, and stellar service to deliver reliable business results, while improving the employee experience.
• Experian Verification Solutions, an alternative to legacy systems emphasizing ease of use, technology-led innovation, and an eye toward the future of how we verify a consumer’s income and employment.
Prior to her present role, she was
• General Manager, Experian Marketplace in Experian’s direct-to-consumer business
• Senior Vice President, indirect sales, and sales excellence across multiple businesses
• Vice President of product management for Experian’s consumer credit bureau
Michele has a Bachelor of Arts degree in corporate communications from Northern Illinois University and a Master’s degree in Business Administration from Pepperdine University.

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  • "Homeownership has been found to be the greatest driver of generational wealth, but the dream of owning a home can seem out of reach for millions of consumers in underserved populations. I believe we all have a role to play in addressing and overcoming this issue. Over the last few years, we’ve seen moves to expand the types of data and score models that can be used to make mortgage decisions. This is important as we believe data plays a critical role in driving financial inclusion and has the power to do tremendous good in the lives of millions of consumers. This is one of the reasons we’ve championed the use of expanded data sources, including consumer permissioned data obtained through open banking technologies and tools like Experian Boost. When this information is leveraged with traditional credit bureau data, it has the power to open the door for more equitable access to fair and affordable credit. We believe the recent moves to include expanded data sources through newer score models used in mortgage decisions will ensure mortgage lenders receive a more comprehensive and accurate view of borrower financial health and stability, which can lead to better opportunities for consumers. While the adoption of newer credit score models will undoubtedly take time, thoughtfulness, resources and effort from the mortgage industry, it’s the right thing to do for consumers, for the industry and for our economy."

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