Mike Desepoli is a registered representative registered to transact business with clients in New York (NY), New Jersey (NJ), Connecticut (CT), Florida (FL), Montana (MT), and South Carolina (SC). Mike Desepoli is also an investment advisor representative licensed in New York (NY), New Jersey (NJ), Connecticut (CT), Florida (FL), Montana (MT) and South Carolina (SC). Judy Desepoli is a registered representative registered to transact business with clients in New York (NY).
Many of these defined pension benefits do not have an annual cost of living adjustment, and over time that will eat into the value of the monthly pension payments. Taking the lump sum also provides the individual with increased flexibility.