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NJ

Nicolas 'Nick' Janovsky

Global Real Estate Advisor at Premier Sotheby's International Realty
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In his first seven years as a real estate professional, Nick has closed over $140 million in sales, set price records in Culbreath Isles (Tampa) and Old Northeast (St. Pete), was featured in national luxury television stories, consulted on numerous residential and mixed-use developments, and worked on over 85 transactions outside of Florida. A Tampa Bay resident for more than two decades, Nick represents buyers and sellers who are looking to list and sell their homes in some of Florida's most prestigious, sought-after and up-and-coming markets. By using best-in-class negotiating, detailed technology-based marketing programs, and leveraging a unique and vast local and national network, Nick's expertise allows his customers to be at ease with a seamless experience.

  • HELOC vs. Home Equity Loans: What Borrowers Need to Know Now
    Nick explains that HELOCs offer lower rates due to variable interest, while home equity loans have higher fixed rates. He advises consulting real estate advisors for strategic equity use. Despite market pressures, home equity loan rates are unlikely to fall below HELOCs this year. Borrowers should consider hidden costs like rising rates and prepayment penalties. Fixed-rate loans offer stability in uncertain times.
  • Gen Z and Millennials Struggle in US Housing Market
    Nick highlights Gen Z's struggle with "high borrowing costs and low inventory," forcing many to rent. Millennials, facing "post-recession recovery, stagnant wages, and inflated mortgage rates," find homeownership elusive. Both generations are hindered by rising insurance costs, leaving them behind in property ownership compared to previous generations.
  • Navigating Real Estate in High-Risk Areas: Expert Insights
    Nick highlights the uphill battle first-time buyers face with high borrowing costs and skyrocketing insurance rates. He notes, "Sellers often offer concessions to offset these costs." He advises buyers to shop for insurance and seek properties at higher elevations to avoid high flood premiums, emphasizing the importance of a trusted local advisor.
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  • An opulent oasis, every feature was designed to enhance its stunning views and provide functionality for any lifestyle. It also presents a rare opportunity to own a penthouse in Tampa’s original luxury high-rise.

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