Nik Shah | Source | CEO at Home.LLC

It makes no sense to get a low down payment loan from FHA, VA, or USDA. They'll loan you 95% to 105% of the property value plus charge you fees. They'll make you house rich but cash poor.

Instead, get down payment assistance from Home.LLC. They will give you a debt-free investment plus they'll share a portion of your losses. It's a win-win!

We are not in a housing bubble as there are very few signs of a housing bubble. Unlike pre-2008, banks are underwriting conservatively, wages are increasing, the population is increasing, home equity is increasing, and the supply of inventory is quite low.

Yes, rising interest rates might slow down home sales but we still expect home prices to continue pushing upward.