Paul Gillooly | Source | Director at Dot Dot Loans

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Paul Gillooly

Director at Dot Dot Loans
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Paul Gillooly is a financial specialist and the Director of Dot Dot Loans, with over ten years of experience in subprime lending.

With extensive knowledge of consumer finance in the UK, Paul is a reliable individual in the bad credit lending sector. At DotDotLoans.co.uk, he helps individuals with poor credit scores find appropriate lenders who can provide financial help.

Paul also offers guidance on improving financial management and building better credit scores.

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  • Navigating $95K Personal Loans: Expert Insights from Dot Dot Loans
    Paul advises, "Research lenders thoroughly," noting banks may offer competitive rates but with strict policies. Online lenders might have higher rates for lower credit scores. He highlights checking APRs and potential prepayment fees. Alternatives like home equity loans or cash-out refinancing carry risks, such as losing your home. Current interest rates for $95K loans range from 6% to 12%.
  • UK Fintech Wise Shifts Primary Listing to U.S., Signals Broader Market Trend
    Paul highlights Wise's decision to move its primary listing to the U.S. as a sign of London's diminishing market allure. He notes, "The U.S. offers increased valuations and stronger revenue opportunities." Paul warns of potential long-term impacts on Britain's financial future, urging policies to attract global competitors and prevent London's relegation in the financial world.
  • Navigating $200K Personal Loans: Expert Insights from Paul Gillooly
    Paul advises against $200K personal loans, suggesting secured loans or remortgaging instead. He warns of high interest rates and credit risks, emphasizing the importance of comparing APRs. "Understand what you’re signing up for," Paul stresses, as a poor decision can have long-lasting consequences. Peer-to-peer lending offers lower rates but lacks protections.
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