Ray Prospero | Source | Partner Advisor at AdvicePeriod, LLC

RP

Ray Prospero

Partner Advisor at AdvicePeriod, LLC and 1 other company
On the record
Represented by:
Share profile 
Link:
Bio
Edit

Experienced Partner Advisor with a demonstrated history of working in financial services. Skilled in Securities, Retirement Planning, Equities, Investment Advisory, and Estate Planning. Strong professional, graduated with a Juris Doctorate from University of La Verne College of Law and earned the Chartered Financial Consultant designation from The American College. Recipient of the Circle of Excellence recognition club, awarded by Merrill Lynch to top advisors nationwide and the City of Corona, California's "40 under 40" award, recognized by the US Congress, California Senate and Assembly.

Giving back is important to Ray. He is on the Board of Trustees for Vitalant, one of the nation’s oldest and largest non-profit transfusion medicine organizations, which provides blood services to almost 1,000 hospitals across 40 states. He also sits on the Board of Directors for LifeStream Blood Bank and the Board of Visitors for California Baptist University in Riverside, CA.

Employment
Sign up to view all
Media
Sign up to view all
Story Ideas
Sign up to view all
  • Fiduciary Advisors: Ensuring Client-First Financial Guidance
    Ray emphasizes that fiduciary advisors must "do what is in their client's best interests," unlike others who may follow a suitability standard. He advises checking advisor compensation to avoid conflicts. For low-risk investments, Ray suggests ensuring returns "at least keep up with inflation" to maintain purchasing power.
  • Treasury Bills: Safe Investment with Tax Benefits
    Ray highlights that T-bills, backed by the U.S. Government, offer safety, tax-efficiency, and liquidity. However, they come with lower return expectations and may not keep up with inflation. "In a rising-rate environment, investors can utilize a laddering strategy," he says.
Headshots