Richard Barrington earned his Chartered Financial Analyst designation and worked for over thirty years in the financial industry. He graduated from John Fisher College and joined Manning & Napier Advisors. He worked his way up to become head of marketing and client service, an owner of the firm and a member of its governing executive committee. He left the investment business in 2006 to become a financial analyst and commentator with a focus on the impact of the economy on personal finances. In that role he has appeared on Fox Business News and NPR, and has been quoted by the Wall Street Journal, the New York Times, USA Today, CNBC and many other publications.
Enabling credit invisible Americans to establish credit and secure credit cards would facilitate $37.8 billion in consumer transactions over a 3-year period, including from those who would start their own businesses.