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Robert Goldberg

Clinical Associate Professor Finance and Economics at Adelphi University
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Robert Goldberg is a Clinical Associate Professor of Finance and Economics at Adelphi University.

Employment
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  • Prime Rate Insights: Impact on Borrowers and Loans
    Robert notes that while most mortgages and auto loans have fixed rates, many small business loans and some consumer debt have variable rates tied to the Prime Rate. "As the Federal Reserve lowers interest rates, the Prime Rate, now at 8.5%, should also decline," impacting borrowing costs.
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  • Businesses have been spending more on goods — and the shipping companies that deliver them — because of shortages brought on by COVID outbreaks as well as inventory cutbacks that occurred when consumers were largely confined to their homes. At the same time, demand has surged in certain sectors, fueled by more generous public benefit and stimulus policies.

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