You can also find this information online even before applying for a credit card, as most banks list their terms and conditions for each credit card on the page of their website dedicated to that card.
Credit card companies charge late payment fees when you fail to make a payment or pay the full minimum amount by your due date. It might not seem like a big deal, but credit card late fees can be expensive and increase the more often you pay late. When you create a balance on your credit card, you