Ruston Miles | Source | Founder and Chief Strategy Officer at Bluefin

The fraud landscape is changing, as evidenced by the headline-making data breaches of 2019. Hackers are going after more than just payment data. They want personally sensitive information, including healthcare records, social security numbers and more, to sell on the dark web. Consumer records can fetch high costs and be used for purposes such as identity theft – opening loans and mortgages in other people’s names – and healthcare fraud.