Ryan Dibble, chief operating officer of the Seattle-based real estate firm Flyhomes, doesn’t shy away from talking about what he calls his “client obsession.”Dibble's customer-centric approach has deep roots, starting with his work at Washington Mutual for roughly six months before the company failed in the Great Financial Crisis, and then moving to JP Morgan to work in its investment banking business until 2012. Subsequently, Dibble worked with Microsoft until 2017 – although his first brush with Flyhomes was in 2015, working on nights and weekends. Dibble said that his obsession fully took root upon taking a deep dive into the mortgage industry.
You don't need perfect credit to buy a house, and some loan programs are even available to homebuyers with credit scores in the 500s. But the higher your credit score, the better your chances will be to score a low interest rate on your mortgage.
This experience taught Dibble, chief operating officer at real estate company Flyhomes, the importance of asking a single question before buying a house: Can I live with it for a year?
Buying a house requires flexibility and compromise, but these are the non-negotiables, according to a property expert
The downside to rapid rescoring is that there is often an additional fee, and it won't remove accurate negative items from a credit report.