Stephen Kates, CFP® | Source | Principal Financial Analyst at Annuity.org

Stephen Kates is a CFP® professional and personal finance expert specializing in financial planning and education. Stephen is the Principal Financial Analyst for Annuity.org and RetireGuide.com where he focuses on providing strategic insights on current market and industry topics such as wealth management, retirement planning, and investing.

Stephen is the Founder of Clocktower Financial Consulting, LLC, and formerly the Head of Financial Planning for Advisor.com.

Armed with over 15 years of experience in financial advice and technology, his work focuses on individuals, families, and business owners who need help with their finances. Stephen leverages his passion for financial literacy to simplify complex topics and make financial planning accessible to everyone.

Starting in 2010, Stephen began his career as a financial advisor in Boston, MA. Throughout his early career as a financial advisor for two of the largest financial firms in the country, Fidelity Investments and TIAA-CREF, Stephen has helped hundreds of clients build comprehensive financial plans to grow and protect their wealth.

Stephen writes and speaks on the fundamentals of personal finance. He has appeared on national broadcasts, including NBC, CBS, and Fox Business, and has been quoted in leading digital publications. Stephen’s in-depth financial planning and fintech business experience have made him an in-demand resource for other advisors, retirees, and first-time savers alike.

Stephen currently lives and works in Charlotte, NC, with his wife Kate and son Theodore. He is a passionate Boston sports fan, but still relishes the local football and baseball games in his adopted home. An avid traveler, Stephen enjoys collecting local artwork while traveling with his family.