Sunil heads the Consulting and Valuation division at Shasat Consulting and has been leading several IFRS, Risk Management, Valuations, IBOR Transition, and technical advisory projects. He has over 23 years of industry experience working with ING Group and Bank of America as well as with all the big four accounting firms in several jurisdictions. Sunil has authored many technical articles and books touching on the most pressing, accounting, risk management and industry issues (Banking and Insurance) including credit risk in the valuation of derivative instruments (CVA, DVA, FVA and XVA). He is a regular speaker through various forums. Sunil Kansal is a Chartered Accountant and a Fellow of the Institute of Chartered Accountants in England and Wales.