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Swati Chalumuri

Founder at Swati Chalumuri
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I am a millennial woman entrepreneur with a deep passion for personal finance and a strong affinity for side hustles. I am dedicated to empowering individuals to take control of their financial well-being.

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  • “Basically, stores invite suppliers and manufacturers to come and actively advertise their products in-store,” said Swati Chalumuri, a personal finance expert and founder, HearMeFolks.com. “Known as merchandisers, these sales representatives pull no punches taking over entire aisles, offering big discounts, and giving out freebies. Such grand displays and ‘saving’ opportunities are hard to ignore and you end up buying impulsively or getting bigger quantities than you normally do.”

  • “Make it a habit to put money aside every single day or once a week. Since every penny counts, this tip will not only help you get the extra $500 but will also make you financially responsible. You can do this through strategies like micro-investing through apps like Stash, reviewing purchases and reducing unwanted expenses, and paying off debt like credit cards and auto loans.” -- Swati, Finance and Career Blogger at Hearmefolks.com

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