Teri Williams | Source | President & COO at OneUnited Bank

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Teri Williams

President & COO at OneUnited Bank
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Teri Williams is President and Chief Operating Officer of OneUnited Bank. She is responsible for implementation of the Bank’s strategic initiatives, as well as the day-to-day operations of the bank. These operational areas include all retail branches, marketing, compliance, lending, information technology, customer support, legal, and human resources.Under her leadership, OneUnited Bank has consolidated the local names and product offerings of four (4) banks to create a powerful national brand supported by innovative products and services. She believes the financial services industry has not connected with urban communities to fully support economic development and wealth building. OneUnited Bank can serve as a bridge by offering affordable financial services for all and financial workshops. She brings 30 years of financial services expertise from premier institutions such as Bank of America and American Express, where she was one of the youngest Vice Presidents. Ms. Williams holds an M.B.A. with honors from Harvard University and a B.A. with distinctions from Brown University.

She has served on numerous nonprofit boards. She currently serves as the Chairman of the Black Economic Council of Massachusetts (BECMA) and director of the 79th Street Corridor Initiative in Miami Florida. Ms. Williams also serves on the board of CCC Intelligent Solutions, a leading SaaS platform powering the multi-trillion-dollar P&C insurance economy. Ms. Williams is author of I Got Bank! What My Granddad Taught Me About Money (Beckham Publishing) a financial literacy book for urban youth. Ms. Williams has received numerous notations and awards for her contribution to urban communities including from the Urban League, NAACP and the National Black MBA Association.

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  • Navigating Credit Invisibility: Risks and Solutions
    Teri highlights that being credit invisible can hinder leasing apartments or accessing emergency credit. To avoid this, she suggests secured or store credit cards as entry points. Teri emphasizes financial literacy, advising to use credit wisely and make timely payments to build a positive credit history from scratch.
  • OneUnited Bank's Teri Williams on Phishing Mitigation Strategies
    Teri emphasizes two-factor authentication and push notifications to mitigate phishing risks. She highlights AI's role in identifying anomalies and blocking malicious URLs. Banks can act by contacting hosting companies to remove fraudulent websites. These strategies aim to protect customers and reduce phishing impact.
  • Unlimited Savings Account Withdrawals: What You Need to Know
    Teri explains, “The Federal Reserve removed the six-per-month limit on withdrawals, allowing unlimited payments from savings accounts. However, some banks still enforce this limit. Exceeding it may result in fees or account closure. Always check with your bank for specific rules.”