Theresa Nikolaus | Source | Vice President, Regional Delivery Manager - Consumer (St. Louis) at UMB Bank

Theresa is the Vice President and Regional Delivery Manager at UMB Bank. She is responsible for the consumer retail division in St. Louis, where she manages the operations of 13 branches, 65 associates and 13 direct reports. Theresa leads the team on UMB Bank's sales initiative while making sure they are operationally sound and that they are focused on their customers.