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Thomas Alessi

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Thomas is the President at ARIES Foundation for Financial Education, a company with a mission to try to help everyone have a better relationship with their money.

  • Fixed Index Annuities Surge Amid Market Volatility
    Thomas highlights that fixed index annuities offer market returns with principal safety, appealing amid volatile markets. He notes, "Most FIAs will come with an income benefit," making them ideal for risk-averse investors. For conservative investors, FIAs provide growth without the volatility of index funds, ensuring principal protection.
  • Seniors: Maximize Retirement Income with Annuities
    Thomas highlights Single Premium Income Annuities for their competitive payout rates. He notes, "Fixed Indexed Annuities offer principal protection," while Multi-Year Guaranteed Annuities provide stability akin to CDs. Immediate Annuities act as personal pensions. Seniors should assess costs, fees, and surrender charges before purchasing. Thomas emphasizes understanding annuity contracts to ensure a secure retirement strategy.
  • Financial Planning for Aging: Essential Strategies for Women
    Tom emphasizes the importance of planning for retirement and long-term care, especially for women. He warns against relying on children or government aid, stating, "Hope is wonderful, it’s just not a plan." Tom suggests modern strategies like hybrid insurance plans, as 70% of those over 65 will need assistance.
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  • Financial stress is the number one concern, especially for younger workers today. The Founding Fathers did not envision a future where our citizens would toil away their lives without the prospect of bettering their lives or those of their families.

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