Vadim Verdyan | Source | Head of Advice at Albert
Vadim Verdyan
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Albert (https://albert.com/)
Head of Advice
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4 factors to determine your debt tolerance, according to a financial planner
Debt can be a helpful tool in achieving your dreams and even building wealth, but it's important to know how much you can comfortably handle.
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Financial Spring Cleaning: 9 Post-Pandemic Tips To Spruce Up Your Budget
The last 12 months have shown us anything but certainty. Across the U.S., the pandemic, social unrest, economic volatility and widespread unemployment have shaken up the personal finances of millions of Americans. While vaccines are rolling out and it appears there may be light at the end of the
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What Gen Z Can Learn From Millennials’ Money Mistakes
With the oldest among them born in 1997, many Gen Zers don't even yet have jobs, credit cards or money of their own -- and those who do are just getting started. That means they haven't had time to...
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The most important step that people can take as we slowly get out of the pandemic is monitoring their spending and easing back into their pre-pandemic activities.
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The automobile industry may possibly be the next housing crisis. During the housing crisis, you could get a NINJA loan, which stands for ‘no income, no job.
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I always recommend people gauge DTI off of their net income. Think about it: You’re not going to be using a big portion of your paycheck since it’s going to taxes, social security, health insurance and so on. [Using gross income] doesn’t really give you a realistic picture of your actual budget.
