Vishal Garg | Source | CEO at Better.com

Vishal describes the market as a "complex reset," with improving inventory and seller concessions, yet affordability challenges persist. He advises buyers to act if they find a home they love and can afford, as waiting may lead to increased competition and prices. Tariffs and economic uncertainties add pressure, but with the right support, homeownership remains attainable.

Vishal explains, “Refinancing can lock in better rates, adjust terms, or tap into equity to pay off debts. For those renting out the property, it can restructure the loan to boost cash flow. It's about transforming an unexpected liability into a financial opportunity.”