William Bergmark | Source | Personal Finance Expert | Finance Editor at Credwise

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William Bergmark

Personal Finance Expert | Finance Editor at Credwise
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William Bergmark is the co-founder of Credwise and serves as its Finance Editor. He is also an expert in issues related to personal finance, creditworthiness, credit granting processes, and how Swedish unsecured loans and credit cards work. He co-founded Hemsol Group AB, which operates Lånea.se, Kreditkortguiden.se, and Credwise.com, among others.

Before Credwise, William worked as a loan officer, team leader, and process developer at Sambla, advising thousands of borrowers on loan restructuring and credit optimization. He holds a Master’s Degree in Industrial Economics from Lund University of Technology (LTH) and is a licensed consumer insurance broker.

His insights on personal finance and financial literacy have been featured across various platforms, solidifying his reputation as a trusted voice in the industry.

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  • Maximize Travel Perks with Smart Credit Card Strategies
    William advises using credit cards for big travel purchases during the welcome bonus period to earn free trips. He suggests cards that reward daily spending and transferring points to travel partners. William recommends cards with flexible point redemptions and travel insurance, covering delays and lost baggage. "High-end cards with lounge access and travel credits are ideal for frequent flyers," he notes.
  • Beware of Overpriced Health Trends: Expert Advice on Spending Wisely
    William warns against spending on trends like IV drips and boutique fitness classes with vague benefits. He advises skepticism towards products marketed with buzzwords like "detox" or "miracle." Financial red flags include health expenses cutting into essential budgets. Instead, focus on affordable alternatives like walking and homemade meals. Evaluate subscriptions regularly to ensure value. Prioritize habits over hype for a healthier lifestyle.
  • Unexpected Financial Impacts of a Recession Revealed
    William warns that "job stability may shift rapidly," credit access could tighten, and prices might not drop immediately. He advises against panic selling in the stock market and emphasizes maintaining financial habits. Recessions test confidence, but focusing on budgeting and saving can help weather the storm.