If you’re sharing you're credit card, your likely to wind up with a losing hand. USA TODAY Filing for bankruptcy is devastating to your credit and can cause your credit score to plummet more than 200 points. But for people in dire straits, bankruptcy is a last resort that can help them liquidate assets, discard or pay off debts, and get some financial relief. If you’re considering bankruptcy, you need to understand how it will affect your credit. This involves clearing up some common...