These mortgage lenders allow borrowers to qualify for a loan based on assets rather than income. For borrowers who live on assets or don’t have a consistent paycheck, qualifying for a mortgage may seem difficult. Asset-based mortgages provide an alternative borrowing option for this kind of applicant, using assets as collateral for a loan. That way, self-employed borrowers or other individuals who live off assets can still qualify for a home loan. Asset-based mortgages are non-traditional...