RB

Richard Barrington

Contributor at US News and World Report

Richard Barrington is a personal finance writer and a contributor at US News and World Report. He has over 17 years of financial journalism experience as well as more than 20 years of investment industry experience.

Barrington’s writing has appeared on MoneyRates, Credit Sesame, CardRatings, GetRichSlowly, and a variety of other personal finance sites. He has also written several books for the educational market.

Barrington earned the Chartered Financial Analyst designation from the CFA Institute and holds a Bachelor’s degree in Communications/English from St. John Fisher College.

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  • US News and World Report
    4 articles

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CreditMortgagesMortgageRealEstateFinancialPlanningFinancialAssistanceHomeFinancingFinancialObligationsHomeownerLoanOptionsDisasterreliefLoanServicerInterestRatesRefinanceStreamlineRefinanceFHALoanServicersPropertyTaxesHomeownershipRealEstateLawFHALoansRefinancingHomeownersInsuranceHomeLoansPropertyTax
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  • Refinance your FHA mortgage without an appraisal, minimum credit score or income verification. That's the FHA streamline refi.
    18 Mar—US News and World Report
    Getty Images Streamline refinancing can make sense in both falling and rising interest rate environments. Key Takeaways Poor credit, limited income and no equity don't usually prevent you from refinancing with an FHA streamline refinance. You can refinance without an appraisal. Lower your interest rate, change your loan term or switch from an adjustable- to a fixed-rate mortgage. Refinancing your mortgage can be a valuable financial move. It can make it easier to afford your monthly payments...
  • —US News and World Report
  • —US News and World Report
  • If Your House Burned Down in the L.A. Wildfires, Do You Still Have to Pay Your Mortgage?
    21 Jan—US News and World Report
    Key Takeaways Even if your home has been destroyed by a disaster, you are still obligated to make mortgage and property tax payments. However, when disasters happen, loan servicers and tax collectors are likely to provide homeowners with some degree of relief from mortgage and other payments. This relief won't happen automatically, so check with you loan servicer and county tax office to find what relief is available and how to apply for it. The recent wildfires in Southern California are a...

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