
Louis DeNicola
Personal Finance Writer
Small Business Writer
Ghostwriter
Credit Expert
- Oakland, California, United States
- is_lou
- in/ladenicola/
Publications
- creditkarma.com18 articles
- discover.com15 articles
- varomoney.com12 articles
- cheapism.com10 articles
- clearpoint.org7 articles
- experian.com6 articles
- usnews.com4 articles
Writes Most On
- Best Student Loans Without a Co-Signer of September 20232 Aug 2023—usnews.comCan You Get a Student Loan Without a Co-Signer? Yes, it is possible to get a student loan without a co-signer, but it's important to know what you're qualified for and to compare your options. Private student loans are approved based on your creditworthiness, but many undergraduate students don't have an established credit history, payment history or steady income. Even if you do, a lack of credit or income could result in loan offers with high interest rates. Still, there are some lenders...
- Best Student Loan Refinancing & Consolidation Companies of January 202323 Jan 2023—usnews.comWhether you have federal, private or both types of student loans, consolidating or refinancing them might help you reduce your student debt, better manage payments and work toward other financial goals. Too much student debt can hamper your ability to save for retirement or qualify for other loans, such as a mortgage. This guide explains the differences between refinancing private student loans and consolidating federal student loans, the pros and cons of each, and the best options for...
- The best credit cards for restaurants in 20205 Feb 2020—creditkarma.comEditorial Note: Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors' opinions. Our marketing partners don’t review, approve or endorse our editorial content. It’s accurate to the best of our knowledge when posted. Read our Editorial Guidelines to learn more about our team. When you pull out one of the best credit cards for restaurants, you can earn bonus cash back, miles or points whether you’re eating in or ordering take-out. (But check the...
- How Long Do Late Payments Stay on Credit Reports?14 Jan 2020—experian.comWhen Do Late Payments Fall Off Your Credit Report? A late payment record can pop up on your credit report when you forget or are unable to pay a bill by the due date. The creditor can report your late payment to the credit bureaus (Experian, Equifax and TransUnion) once you're 30 days behind, and the late payment can remain on your credit reports for up to seven years. The rules can vary slightly depending on when and whether you bring the account current: If you bring your account current...
- 3 great credit cards for people with excellent credit15 Jan 2020—creditkarma.comLouis DeNicola is a personal finance writer and has written for American Express and Discover. Editorial Note: Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors' opinions. Our marketing partners don’t review, approve or endorse our editorial content. It’s accurate to the best of our knowledge when posted. Read our Editorial Guidelines to learn more about our team. These offers are no longer available on our site: Alaska Airlines Visa...
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