If it’s true more than half of Americans are living paycheck to paycheck, perhaps a good number of us need some help managing money. And it might not be as difficult to achieve, if you’re up for soliciting help from free apps that can analyze your spending, provide guidance, and give detailed summaries of your income versus expenses. Considering you don’t go anywhere without your smartphone, one or more of these following freebies for iOS and Android may be all you need to keep you on...