Ted Rossman | Source | Senior Industry Analyst at Bankrate
Ted Rossman
Ted has spent the past 10 years at Bankrate.com and CreditCards.com helping consumers maximize credit card rewards, get out of debt, boost their credit scores, protect their identities and more. He regularly shares his advice with major media outlets. He also conducts proprietary credit card market research and writes weekly columns for both Bankrate and CreditCards.com, often on the subject of cash back credit cards.
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Because credit card welcome bonuses generally require new cardholders to spend a certain amount often ranging from a few hundred to a few thousand dollars in the first three months or so, you can use a grace period to your advantage in order to maximize spending you would have done anyway.
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It’s a good idea to start early. And if you see something you want, and you want to get it for one of your friends or family members, it’s probably good to jump on it.
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Cash back is a great starting point because it’s so simple. Just think of it as free money.
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Cash remains top choice of credit card rewards programs
NEW YORK — Cash is king in many of life’s situations, from wedding presents to real estate transactions. It’s also the most preferred
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'Order your Christmas presents now,' UPS chief says amid supply chain drag
Supply chain problems that stymied retailers and clogged U.S. ports this year are expected to continue into 2022 as the COVID-19 delta variant’s effects linger. That means shoppers face potential delays in retailers replenishing everything from video games to clothing — especially during the coming holiday season. “I half-jokingly tell people, ‘Order your Christmas presents …
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How to make the most of your credit card grace period
Your credit card's grace period gives you up to 4 weeks from your statement closing to your bill's due date. Here's how to make the most of that time.
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Bankrate
Senior Industry Analyst -
CreditCards.com
Senior Industry Analyst