Homeowners are under pressure to dramatically cut their household emissions – but not only can the energy-saving changes cost thousands to install, you could also be lumbered with a pricier insurance premium as a result. These investments into your property don’t come cheap. For instance, getting a heat pump installed can cost between £7,000 and £13,000, according to the Energy Saving Trust, while a typical solar panel system can set you back £5,500. However, if you want to insure your home...

Your wallet might be chock-full of cards, but unless you have a piece of plastic specifically designed for use overseas, your holiday spending could quickly start racking up fees. Some providers issue fees of around 3pc added to all foreign purchases, and ATM withdrawals can attract instant fees and interest. To avoid this, the key is to seek out cards which charge no fees for foreign currency transactions. Rachel Springall, of financial analyst Moneyfacts, said: “Holidaymakers looking to...

Every buy-to-let property investor needs to have landlord insurance in place – and mistakes could prove very costly. It’s important not to think that ‘standard’ home cover will be sufficient, as this type of policy may not be valid. What does it cover? Landlord insurance protects you from the potential financial losses connected to events such as fire and weather damage. Various extras can be added, such as liability cover if a tenant is injured inside the property and makes a claim against...