ML

Melanie Lockert

I’m a passionate freelance writer, public speaker and event planner in the personal finance space. I have been working in the personal finance world since 2014 telling stories and creating noteworthy experiences.

My work has appeared on Business Insider, Credit Karma, Time, and Allure. I’ve been mentioned in major media outlets including The New York Times, NBC News and Market Watch.

https://deardebt.com/hire/

Expert On

Publications

  • Credible
    11 articles
  • Teal
    11 articles
  • Aol.com
    9 articles
  • Buy Side from the Wall Street Journal
    7 articles
  • CNN Underscored
    7 articles
  • Salon.com
    6 articles
  • U.S. News and World Report
    6 articles

Writes Most On

FinancialPlanningPersonalFinanceFinanceSavingsDebtManagementFinancialAdviceFinancialAdvisorCreditCardsCareerAdviceJobSearchFinancialAdvisorsRetirementPlanningInterestRatesWealthManagementProfessionalGrowthBudgetingInvestmentsResumeTipsDebtJobApplicationRetirementCreditCardFinancialSecurityInvestmentFinancialLiteracyKeyTakeawaysEconomicsEmploymentLoansStudentLoansMoneyManagementCreditScoreFinancialWellbeingHomeownershipCollegeFINANCIALAIDUniversityAssetManagementGrantsInflationScholarshipsResumeWriting401kHumanResourcesEstatePlanningCareerCoachingEconomicTrendsWealthBuildingFinancialPlannersCareerstrategy
  • What's the mortgage rate forecast for March 2025?
    18 Feb—CBS MoneyWatch
    Mortgage interest rates in March will likely remain steady, with the potential for small fluctuations. Getty Images/iStockphoto A mix of high home prices, low inventory and steep mortgage rates has caused homebuying activity to drop. At the end of 2024, the median sales price for houses sold in the U.S. was $419,200, according to data from the Federal Reserve Bank of St. Louis. Average mortgage interest rates for a 30-year term were 6.87% as of February 13, 2025, based on data from Freddie...
  • Understanding the historical performance of gold
    20 Feb—CBS MoneyWatch
    The price of gold has surpassed numerous records over the last year. Getty Images/iStockphoto Gold has been a prized asset for many years, its significance transcending centuries and cultures. While this precious metal has always been in demand, its value has soared from the start of 2024 into 2025. In January 2024, the price of gold hovered around $2,000 per ounce. Throughout the year, the price of gold per ounce continued to increase steadily, hitting numerous records along the way. As of...
  • —Credible
  • Can't pay your taxes? Here's what to do
    8 Feb—Salon.com
    It’s the least wonderful time of the year: tax season. Filing taxes and managing the onslaught of paperwork can be stressful. But if you owe Uncle Sam and can’t pay up, that stress compounds. What are you supposed to do next? While it’s tempting to avoid your tax bill altogether, that will make your situation much worse. If you’re facing an unexpected tax bill, it can be an unpleasant surprise. But there are common culprits for this. It could be due to not withholding enough taxes from your...
  • —AAA's Via Magazine

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